guest post by my MomWithout further ado, here's how we did in January:
:: Tell Wells Fargo where they can shove our mortgage. 3.63% gone!
:: Add to emergency savings. Definitely an A+ here this month. We're nearly done with our initial goal!
:: Pay for only 50% of gifts out of pocket - This went well. I bought a few gifts and was able to pay for some using money earned from surveys and MyPoints. I bought 5 gifts this month and only paid for 1 out of pocket!
This month was mostly characterized by using our stockpile to come in under budget. Our new home is smaller than our last and so we don't have as much storage space. As a result, we need to be more selective about what we stock up on. So, we're spending the next few months paring down our large stockpile of toiletries and pantry items (these are items that we moved with us from our last home).
Hellloooooo February!
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